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Posted by nick_niesen in Finance on October 29th Cheap Discount Jerseys , 2010
Credit cards can be a convenience or they can be your financial undoing. It is true that credit cards are convenient, reduce your need to carry cash and as well allow you to purchase bargains on the spot Cheap Jerseys , and save money, that you might not have been able to do otherwise.
As your father or grandmother may have chided you I am getting wealthy on your savings. True credit and credit cards can be a boon. Why is it that so many people have trouble with credit cards? Credit cards are a double Wholesale Arizona Cardinals Jersey , or triple edged sword. Why should be careful with credit cards? Credit cards are useful in our society. And yet these financial instruments deserve the same dread and respect that a recovering alcoholic should have about alcohol.
Credit cards can breed mountains of debt for the unwary. It is not only that we live in a society and time of immediate pleasure. The refrain may be Why wait for spring? Why deny yourself. Get it now. Indeed your grandfather may have told you repeatedly not to buy anything until you have saved the money. Best to wait. Never go into debt.
Never buy anything until you can afford it.
However it is not only our current curse of immediate and flagrant consumption of goods that leads more than a few people into credit card driven financial peril. Go into any major city. Ask for the center of town or look for the tallest buildings. Invariably these buildings will be bank towers and the offices of major banking institutions. You may well ask yourself that what did these organizations do or produce that they have accumulated and deserve such wealth. It is often said that the casinos in the gambling town of Las Vegas were not built on the winnings of gamblers. So is it with credit cards.
Credit cards are pretty much an essential item today. Go on a trip you vacation. You may well find that you cannot rent a car without a credit card as collateral. Most hotels as well will almost insist on a credit card imprint on check in.
However the rules are stacked against you in credit cards and their management in your finances. A little exercise. You have $ 900 in your saving account. You move into a new apartment or condo. On sale you find a $ 2000 living room set for $ 100. You figure I will put the purchase on the card, pay the $ 900 and carry the balance for a month. cheap nike shoes cheap shoes online cheap shoes online cheap nike shoes online Air Max 90 Sale cheap shoes online cheap shoes online cheap nike shoes cheap air max cheap nike air max |
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